Terms & Conditions

Last Updated: October 30, 2025

Welcome to Easy Personal Loan Services. These Terms & Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms.

1. Definitions

• "Service" refers to Easy Personal Loan Services and its website
• "User" refers to individuals accessing our services
• "Lender" refers to banks and financial institutions offering loans
• "Loan" refers to personal loans facilitated through our platform

2. Service Description

Easy Personal Loan Services is a loan comparison and facilitation platform. We connect users with lenders but do not provide loans directly. All loan approvals are subject to the lender's discretion and credit policies.

We provide information about loan products, facilitate application submission, and may assist with documentation, but we are not responsible for loan approval or disbursement.

3. User Responsibilities

As a user of our service, you agree to:

• Provide accurate and complete information
• Verify all details before submission
• Use the service for lawful purposes only
• Maintain confidentiality of login credentials
• Comply with applicable laws and regulations
• Not attempt to circumvent security measures

4. Eligibility and Application Process

5. Loan Approval and Disbursement

• Loan approval is at the sole discretion of the lending institution
• We do not guarantee loan approval or specific interest rates
• Loan terms and conditions vary by lender and individual circumstances
• Funds disbursement timelines depend on lender processing and documentation
• Users are responsible for all associated costs and fees

6. Fees and Charges

• Easy Personal Loan Services may charge service fees for processing
• Lenders may impose processing fees, administrative charges, or penalties
• All fees and charges will be clearly disclosed before application
• Users agree to pay all applicable fees as per lender terms

7. Data Privacy and Security

We are committed to protecting your personal information:

• Personal data is used only for loan processing and verification
• Information is shared only with authorized lenders and partners
• We implement industry-standard security measures
• Users have rights to access, correct, or delete their data

8. Repayment Obligations

Once a loan is approved and disbursed:

• Users are responsible for timely repayment as per agreed terms
• Late payments may incur additional charges and affect credit score
• Unpaid obligations may result in legal action by the lender
• Users must maintain regular communication with their lender

9. Limitation of Liability

• We act only as a facilitation platform
• We are not liable for lender decisions or actions
• We do not guarantee loan approval, rates, or terms
• Our liability is limited to the extent permitted by law
• Users use our service at their own risk

10. Prohibited Activities

Users must not:

• Submit false or misleading information
• Use the service for fraudulent purposes
• Attempt to reverse engineer or compromise security
• Share login credentials with third parties
• Violate applicable laws or regulations

11. Termination

We reserve the right to suspend or terminate your access to our services at any time for violation of these terms, illegal activity, or other conduct that we determine to be harmful to our service or other users.

12. Governing Law and Jurisdiction

These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Delhi, India.

13. Amendments

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email or website announcement. Continued use of our services constitutes acceptance of modified terms.

14. Contact Information

For questions about these terms, contact us at easypl999@gmail.com or +91 8722545666.

By using Easy Personal Loan Services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.